Canada's Mortgage Expert
"I first met Fran Daviss remotely, though another referral and I am SO BEYOND GRATEFUL! I had recently moved back home to BC, Canada after 15 years in the USA. I had previously contacted two other brokers for help, and neither of them could give me preapproval, due to my time spent out of country. Fran is very resourceful and was a huge help with every step of the way. I felt that she had my best interest as a priority, and I felt very safe working with her. After feeling some pressure from one of my realtors, Fran reminded me that me, as the client, I was calling the shots. I really appreciated her reassurance, as the pressure in this market was difficult. This was my first home purchase in Canada, and I was very confused and overwhelmed in the beginning. I was really appreciated her sending me a list of various scenarios for various types of dwellings and prices. It was a great tool that helped me narrow down my search. Fran also helped point me in the right direction when it came to questions I had after my financial appointment with the lender, as well as help with other off-the-wall questions I had. My parents were emotionally helping me with this process for my timeline to buy the perfect home as soon as possible, so I invited them on each call that I had with Fran. Both have nothing but positivity and praise for the amount of work Fran did for me. She educated each of us with the process and procedures, and answered every question with knowledge and confidence. I would not hesitate to recommend Fran with Invis Mortgages, and I have already sent her contact info to friends and family that are also hoping to get into this difficult market. She's just awesome. Thank you,"
"I'll be going back to Fran Daviss for my future financing needs and I'll be happy to recommend Fran to my friends and family. Working with Fran was a great experience. I've worked with few other lenders/brokers in the past in both Canada and the US, and Fran was easily the best person to work with because of her knowledge and work ethic. I never once felt stressed about the financing aspect of the house purchase with Fran on my side; everything happened timely and as Fran said it would be-she was on top of things the whole time. Additionally, I recommend that non-resident buyers should go with someone (Fran) who has experience working with non-resident buyers and the various surprises that could entail. Fran helped me purchase a house in Burnaby, BC as a non-resident buyer without my physical presence in Canada throughout the process. I was referred to Fran Daviss by Paul Kurucz and I'm really glad I reached out to her."
"Fran is a delight to work with. Our law firm works with Fran and her clients on a regular basis and the level of attention, detail and time that she puts into each transaction is unparalleled. She is always available for our questions, and our mutual clients routinely comment about how wonderful of an experience it was to work with her!"
INFINITY LAW Nav Parhar/Managing Partner
"Dear Fran, You are the best! I know we called you relatively late in the game, but you came through for us with flying colors. Thank you for connecting us with an “A-Level” lender, getting us a great rate and cost, and overseeing the intricacies of owning Canadian Real Estate where the primary income earner was a Non-resident. We so much appreciate your creativity, communication and conscientiousness. You came highly recommended to us by Paul Kurucz and you lived up every bit of it. Please use us as reference wherever you can. We are happy to sing your praises!"
Max and Julia
"Fran Daviss was recommended to us by a friend and what a lucky day that was! We had just arrived back in Canada after living in NZ for 30+ years, myself a returning Canadian and my partner a British/NZ citizen. We were keen to buy a property and we knew we were going to need a mortgage, but had never really thought about having a mortgage broker. Neither of us had any recent credit rating in Canada and neither of us were employed at the time. Fran was not daunted and got to work straight away getting me set up to start developing a credit rating. Then she set to work looking for a lender who would suit our unique situation. By the time we found a piece of land we wanted to buy, she had a plan and was able to secure a mortgage for us. She also set it up to prepare for re-financing once our re-location house is in place with an occupancy permit. The process has been smooth and easy for us and we can't imagine having accomplished this without Fran's hard work and deft negotiations. Not only is she skilled in her profession, she is friendly, approachable and lots of fun! We recommend her highly and without reservation."
Trish & Mark
"Fran was referred to me by a friend and a realtor. It was by far the BEST experience I've ever had with any broker. I was applying for a second mortgage to purchase a condo, but I had no idea if it was possible. Fran gave me a few scenarios for me to contemplate, which gave me a starting point for condo hunting. Once I had an accepted offer, Fran not only secured my financing with an incredible rate, she was there every step of the way. She reviewed the strata laws/minutes, the home inspection report, the condo insurance, and any other documents that crossed my path. Fran was super attentive and informative and made sure had all the answers I needed. Her financial experience with mortgages, bank lending and financial advising gave me a personalized mortgage that worked best for me. Fran has a well-rounded financial background and HUGE heart. she is above and beyond any other broker and I will be back again."
"Fran was incredible resource to our family in 2020-2021. Fran led us with her financial knowledge and helped us to understand not only what we were up against migrating at a testing time, but HOW to navigate this. Knowing the market in BC alongside navigating the financial arena is not an area I would want to do on my own. Fran was a storyteller to those institutions or private lenders to highlight our strengths. If you are looking for someone with financial understanding and the ability to use simple language to relay the process, look no further. Thank you Fran."
"I highly recommend Fran Daviss as a mortgage broker. Whether you're a first time buyer, or trying to take your next step. Fran is always there to explain everything along the way. She answered all my questions and made me feel like I really understood the entire process and she worked around the clock, 7 days a week to make sure everything went smoothly. Plus she got me a great rate! Pick Fran! Robin Farrell"
Robin Farrell Mornings with Robin and AJ Ocean 98.5
"We feel so fortunate to have had Fran on our team during our search for a first home in an aggressive housing market. She secured us a fantastic rate and helped us find solutions when we came up against obstacles. She is highly competent, quick to act, and tenacious, and we can't think of her more highly."
Janet and Kevin
"Fran managed our mortgage re-financing with expertise, dedication and efficiency. ' Fran worked tirelessly to secure us the best possible rate and liaised with the various professional advisors involved to ensure that the transaction closed smoothly. Fran took the time to truly understand our unique circumstances and she was dedicated to improving our overall financial health. This personal attention and care sets her apart and I cannot recommend Fran strongly enough to those purchasing a home or re-financing. Thank you, Fran!"
Andrew and Lara
"Fran Daviss was so helpful through the home buying process. This was my first home purchase, so having someone so knowledgeable guide the mortgage process was a huge help. She even had a list she's created of things to do before closing outside of the mortgage, such as insurance needs, estimated costs. when to expect to hear from the law firm for next steps, etc. Fran was quick to reach out and respond every step of the way. Fran got creative when dealing with the lender, as some of the down payment was coming from cryptocurrency. She took the time to explain to the lender how it works and how to show ownership. Fran's experience and assistance took the stress out of this part of home buying. We will definitely be recommending her. Thank you, Fran! You were such a huge help, Fran Thank you!"
Pip and Rogan
"This is the third property I've bought with Fran and every time I am amazed by her dedication and perseverance to make everything not only work out, but to find a great deal as well. As a person with less financial capital, Fran is incredibly creative and strategic in finding ways to make buying a property possible. She considers our whole financial situation and also what we want for the future. This most recent purchase (and renovation) is where we are starting our family. Thank you Fran for making this possible."
"I was lucky to find Fran via referral from a friend. I really enjoyed meeting with her at her lovely home office and working with her throughout the mortgage process. I found her very easy to talk to. Fran has a meticulous attention to detail and follows up very diligently with every item. I also appreciated her educational approach, ensuring that I was fully informed when making decisions. Fran is extremely reliable - you can always count on her. The only problem with writing this testimonial is that other people will find out how awesome she is and she'll be too busy to help me with my next mortgage!"
"Fran Daviss is a superstar in the mortgage wrangling business. Due to our circumstances it was hard to imagine that anyone in Canada would give us a mortgage. We have had very little income in the last couple of years as we are taking care of our son who has special needs. We have great credit in the USA but not here in Canada. Kudos to Fran for making it happen. She was extremely persistent on our behalf and a delight to work with."
"Fran is an amazing mortgage broker and was introduced to us by our realtor. We bought a Canadian property from the UK so it was complicated but Fran made it as stress free as possible and was clear from the start what was needed to sort out the mortgage. Fran is an great communicator and always gets back very quickly. No question is any trouble to Fran and she gave us excellent advice from the start. Fran knows the mortgage industry inside out and has excellent contacts so was able to make the impossible possible. We were extremely happy with the service Fran provided and can't recommend her enough."
Susan and Stephen
"Fran, I can't ever say how much I appreciated your time and patience (so much patience) and made my new home purchase so painless Much love and hugs"
"Thank-you Fran for helping us with the purchase of our dream home on Vancouver Island. Your hard work on our behalf certainly paid off with a wonderfully low interest rate! You were always available with all our many questions and concerns and you patiently and professionally explained the process and guided us step-by-step through the complexities of buying from abroad. We can't thank you enough Fran and would recommend anyone who needs an excellent broker to give you a call! Always Grateful,"
"We are very happy with the professional services that Fran provided in securing finances for the purchase of our home. She ensured that we selected best product to match our needs. She took the time to explain each step of the process. Fran’s contribution and expertise made our purchase a positive experience."
Chris and Terry
"It was such a pleasure working with you. You took care of us as family and as immigrants. It was such a nice and welcoming feeling. Thanks for all your advice."
Greg and Val
"I cannot say enough positive things about Fran. Working with Fran was an amazing experience. I was working overseas and tried to purchase and finance a home in Vancouver; Fran would stay up and answer all my questions and she was a pleasure to deal with. Fran is very professional, knowledgeable, honest and reliable. She has gone above and beyond with ensuring me the best product and rate possible. Very happy with my new mortgage. I highly recommend Fran."
"Thank you for all your hard work making my dreams of a new home happen XO"
"Fran really worked her magic to secure us a mortgage for the home we fell in love with. She is patient and calm and knows exactly what she's doing. We are SO grateful that we had her on our side. We'll definitely rely on Fran in the future."